Client List:

Accubanc Mortgage

Addison Mortgage Services

Advanta Mortgage

Advanced Mortgage Services

Allied Home Mortgage Capital Corp.

Approved Residental Mortgage

Atlantic Home Loans

Bank of Tidewater

Bank One

BankAmercia

BB&T

Beach Municipal Credit Union

Capital Home Funding Corp.

Capitol One

Carteret Mortgage

Centura Mortgage

Challenge Financial Investors Corp.

Chartway Federal Credit Union

Chase Manhattan Mortgage Corp.

Columbia National Mortgage

Community Home Finace

Consolidated Bank & Trust

Countrywide Funding

Crenshaw, Ware & Martin

Decker, Cardon, Thomas, Weintraub, Coureas & Huffman

Department of Veteran Affairs

Domestic Bank

Dominion Mortgage Corporation

Dragas Mortgage Company

Eastern Savings Bank

Enterprise Mortgage

Essex Mortgage Servicing

Express Funding

Fairfax Mortgage

First American Equity Loan Service

First Home Mortgage

First Horizon Home Loans

First Indiana Bank

Ford Consumer Finance

Franklin Mortgage

Guarantee Residential Lending

Hampton Roads Funding

Headlands Mortgage Co.

Heritage Bank & Trust

Home Loans Corp.

Horizon Mortgage

Irwin Mortgage

Johnson Mortgage Co., LLC

Johnson Mortgage Equity

Lenders General

Marine Midland Mortgage Corp.

Maximum Funding

Midland Mortgage

Millennium Mortgage

Monarch Bank

Mortgage Loan Services

National City Mortgage

North American Mortgage

NorthStar Lending

Old Point National Bank

Prospective Lenders

Providence One, Inc.

Resource Bank

Southern Heritage

Star Equity

Sun Mortgage

Sunbelt National Mortgage

SunTrust Bank

SunTrust Mortgage

Superior Home Mortgage Corp.

The New York Mortgage Co.

Towne Bank

United First Mortgage

Wachovia Mortgage Corp.

Washington Mutual Bank

Wells Fargo Home Mortgage